About the Day One Funds
The challenges of living longer
Solving for America's Longevity Issue
The average American life expectancy continues to increase. By 2050, the average American will live to age 83, and some, even longer. That reality poses a new challenge of funding a retirement that can last 30 years or more1. At Prudential, we are dedicated to helping people reach their Day One of retirement confident that they will have the income they need.
Prudential Day One Funds and Prudential Day One IncomeFlex Target Funds are an example of our commitment to address the complexity and uncertainty of retirement planning.
Learn more about Day One Funds:
1Centers for Disease Control and Prevention, Table 22. Life expectancy at birth, at age 65, and at age 75, by sex, race, and Hispanic origin: United States, selected years 1900-2010.
Population Division, U.S. Census Bureau, Table 10. Projected Life Expectancy at Birth by Sex, Race, and Hispanic Origin for the United States: 2010 to 2050.
2Prudential Day One IncomeFlex Target Funds are offered through and guarantees are based on the claims-paying ability of Prudential Retirement Insurance and Annuity Company (PRIAC), Hartford, CT, and are subject to certain limitations, terms, and conditions. Withdrawals or transfers (other than transfers between Active Day One IncomeFlex Target Funds) proportionately reduce guaranteed values prior to locking in. After Lock-in withdrawals in excess of the Lifetime Annual Withdrawal Amount will reduce future guaranteed withdrawals proportionately and may even eliminate them entirely.